01 They buy from fuime
Ninth Street Labs, LLC is the seller of record. Stripe runs the card.
Two transactions,
not one.
Your client buys from Ninth Street Labs, LLC, doing business as fuime. fuime then owes your business what the sale earned.
Start your business
Reviewed by a person before your first sale.
You sell to fuime. fuime sells to them.
02 fuime keeps its fee
5% of the sale, minimum 50¢, as its own ledger line.
03 fuime owes you the rest
A payable, until a person approves the payout run.
What follows from it
Six consequences, said out loud.
The statement says fuime
Your client's card line reads fuime, with your business name after it.
fuime carries the chargeback
The card network's counterparty is fuime, not the person who did the work.
The app shows what fuime owes
A payable, not an account holding your money.
Stripe's fee is not added to yours
Stripe bills fuime, so its 2.9% + 30¢ comes out of fuime's 5%.
A person approves every payout run
Nothing is sent by a machine on a schedule.
Where there is a guardian, they are the payee
A seller aged 13 to 17 cannot approve their own payout.
The payout policy
Six rules, and the reason for each.
| Rule | What it is | Why it exists |
|---|---|---|
| Hold | 7 days after the sale | A dispute can still arrive |
| Rolling reserve | 10%, held over 90 days | Refunds come out of this |
| Per-run cap | $2,500 | A mistake stays a small one |
| Floor | $10 | Sending it costs more than it |
| Approval | A human, every run | Nothing sends itself |
| Skips | A stated reason | Silence reads as money gone |
Why there is no payout date on this page
Because there is no automated rail behind one. A person generates the run and a person approves it. Putting a day of the week in marketing copy would invent a promise the product cannot keep.
When there is a rail that can keep one, this page will say so and name it.
What comes out of a sale
One deduction, and you can see it.
A floor, not an addition
On a $400 sale the fee is $20.00, not $20.50, and $380.00 is left.
Under $10 the floor binds
A $5 sale pays 50¢, which is a tenth of it.
Stripe bills fuime, not you
Its 2.9% + 30¢ comes out of fuime's 5%.
Four things this is not.
Identity checks
None, of a seller or a guardian
Tax
Registered in zero jurisdictions
Currency and country
USD, US, English
What you can sell
Services and digital work, not goods or childcare