A minor can sign
The contract is voidable at the minor's option.
Waiting is simpler.
It also costs two years.
This page is about one situation: the person doing the work is under 18.
Go to the table
If that is not you, the main comparison is the page you want.
The wall, stated accurately
A risk decision, not a prohibition.
So providers decline
An agreement that binds one way is a risk they decline. Check any provider's terms.
fuime's answer
A guardian signs, is the legal payee, and can revoke. Under 13 is refused.
Side by side
Four ways to handle being 15.
Not who clicked, but whose signature would hold. On the middle two rows the answer is nobody.
| Option | Start now | Year-end record | Who signs |
|---|---|---|---|
| Wait until 18 | No | Starts at 18 | You, later |
| A parent's account | Yes | Her feed | Nobody |
| Cash meanwhile | Yes | None | Nobody |
| fuime | Yes | Every sale, itemised | A parent or guardian |
The bill arrives later, not never.
Two years unbilled
Real work, paid by group chat.
No history
At 18 you start from zero: no books, no client list, nothing to evidence.
Nothing to point at
With no invoice, following up on a late payment feels like begging.
A tax year nobody can rebuild
$400 net triggers an IRS return; the real line is $433.14.
Where fuime stops
Waiting really is simpler.
You have to ask a parent
Nothing pays out until a guardian accepts, and they are the legal payee.
It costs 5%, minimum 50¢
Billed to the guardian, never to you. On a $5 sale that is 10%.
A person reviews you
Every new business is read by hand, and there is no promised turnaround.
Money does not move at once
7-day hold, 10% reserve over 90 days, $2,500 run cap, $10 floor.
Nobody's identity is checked
Age is a self-attested checkbox. Only the acceptance record is kept.
Only some kinds of work
Services and digital goods, USD, US. Not babysitting, childcare or crafts.
No handover at 18
The books are yours; a formal transfer has not shipped.
Start
You're already working. Start billing.
Sign up, name the business, and give a parent or guardian's email address.
Send a parent to the parents page, not this one. Also: fuime vs Venmo, fuime vs Paddle.