Cash
Instant, free, and nobody signs anything.
Every way to get paid.
Side by side.
fuime is a merchant of record for small businesses selling services and digital work in the US. Here it is against everything else you could do instead.
Go to the table
Seven ways, four things worth comparing.
What they win
Most of the competition is not software.
A transfer app
Already on your client's phone. Nothing to name, nothing to sign, no review.
Nobody in the middle
An app moves money between two people and stops. fuime charges for standing there.
Side by side
What each one leaves behind.
Two cells say to read someone else's terms, because we have not read them for you. An age rule belongs to the company that wrote it.
| Method | Invoice, receipt | Year-end record | Whose name | Must be 18 |
|---|---|---|---|---|
| A merchant of record | Yes | Yes | The platform's | Read their terms |
| A processor in your name | Yes | Yes | Yours | Yes, in practice |
| A transfer app, a parent's | No | Her feed | Hers | No |
| A transfer app, your own | No | In with everything else | Yours, personally | Read their terms |
| Cash | No | None | Nobody's | No |
| “I'll get you next week” | No | None | Nobody's | No |
| fuime | Yes | Every sale, itemised | Ninth Street Labs, LLC | No |
Where fuime stops
The rows fuime does not win.
Outside the US
USD, English, US only. A client paying in another currency is out.
Tax, in any jurisdiction
Registered in zero jurisdictions, files nothing. It estimates income tax against the IRS $400 threshold.
Anything you hand over
Services and digital goods only. Not physical goods, food, crafts, childcare or babysitting.
Speed on a $20 job
A transfer app beats fuime every time for money handed over in person.
The comparisons
Read the one that matches you.
fuime vs Paddle
Same headline number, two shapes of fee, and the sale sizes where fuime is dearer.
fuime vs Venmo
The comparison most people are really making. Venmo is faster. fuime leaves a record.
fuime vs waiting
For the under-18 case. What two years of not billing costs, and what fuime adds instead.
Start
Pick the row you want.
5% of what you collect, minimum 50¢. No monthly fee, and nothing at all until something sells.
By trade: tutoring, photo and video, lawn care, schools. The parents page is written for a parent deciding.