Invoices a client can pay
Numbered, itemised, with your business name on it — paid by card or bank transfer, with every deduction shown before you send it. Not a Venmo request from a group chat.
Early access
You're already working.
Start billing.
Invoicing and books for founders aged 13 to 17. Tutoring, lawn care, photo, DJ work — send a real invoice, get paid into a Stripe account your parent owns and you run, and know what you owe at tax time.
One email when it's your turn, nothing after that. fuime is a financial technology company, not a bank, and is in private beta in Stripe test mode — no real money moves yet. Venture accounts are owned by a parent or legal guardian; young founders operate them.
fuime
Invoicing, books and a business account for founders aged 13 to 17.
Under 18 there is no business account to open and no contract you can sign. A parent co-signs once — after that the business is yours to run.
Skip to the sign-upWhat fuime is
A real business, run by someone who isn't 18 yet.
Not an allowance app and not a debit card with a parent app bolted on. The invoicing, books and payment rails a working business needs, arranged so a 15-year-old can legally operate one.
Books, not a notes app
Every payment, fee and expense on one running balance, with receipts and comments attached to the line they belong to. A real ledger, not a total you keep in your head.
A page clients can buy from
A public storefront for your venture — what you do, what it costs, a link that takes payment. Somewhere to send a client that is not your Instagram.
A guardian who signs, not one who runs it
Your parent owns the account and approves money leaving it. Day to day it is yours: you send the invoices, you keep the books, you decide what the business does.
Tax time, counted as you go
Income, expenses and net for the year, with the IRS $400 self-employment threshold flagged before it becomes a surprise in April.
Money that never touches us
Payments go from your client into a Stripe account your parent owns, and payouts go to your family's own bank. fuime is not a bank, holds no balance, and is never in the flow of funds.
Before you sign up
The questions people ask us first.
Answered here rather than in a help centre you would have to go looking for.
Where it is today
Private beta, running in Stripe test mode — the flows are real and no real money moves yet. Early access goes out in order, and we will tell you which stage you are in.
Who holds the money
Stripe does, in an account your parent or guardian owns. fuime is not a bank, holds no balance, and never sits in the middle of a payment. Payouts go to your family's own bank.
What it costs
A percentage of what you actually collect, on top of Stripe's processing fee, with both shown on the invoice before you send it. Nothing to start, and no monthly fee on the plan you start on.
How much your parent sees
Every invoice and every payment, in a read-only view, and they approve money leaving the account. They cannot spend it, and their own cards stay out of it.
Early access
We're onboarding the first businesses now.
One email when it's your turn. Nothing after that.